International Mortgages 4 You (IM4Y)

Need a mortgage fast? Just fill in our online request quotation forms or give us a call and we will research the very best deals from more than 100 lenders, in the UK and overseas, and give you a call back. We are impartial so you are free to choose from a selection of mortgage products.

Overseas Mortgages

We specialise in providing mortgages on properties in Spain, France, Portugal, Germany, Turkey, Bulgaria, Italy, Florida and most US states. Whether you want a mortgage for your main residence abroad, or for a second home or property to let, we can offer you the best deals available. Our mortgages are provided by banks located in the country in which you are purchasing your property.

The International Mortgages 4 You team will always strive to give you an exemplary mortgage service. In every country, we always aim to apply standards set out by the Financial Services Authority for UK mortgages - even though overseas mortgages are not regulated by the Financial Services Authority. This is where we are unique from other brokers. Furthermore, for each client we will provide advice on the following as a minimum:

• The purchase process
• All purchase-related costs
• Mortgage valuation fees
• Land/property registration
• Under declaration
• NIE/Tax registration
• Making foreign currency mortgage payments

If you wish to speak to an overseas mortgage advisor call us, free, on: 0800 298 5136 or click here for a free online overseas mortgage quotation.

Foreign Currency Mortgages

Very few people know that it is possible to obtain a foreign currency mortgage for a UK residential home. Borrowing in a foreign currency which has a lower interest rate than sterling is an attractive proposition and offers the possibility of sizeable reductions in monthly mortgage payments.

Exclusive Product

• 0.85% over bank rate
• No redemption
• Up to 60% loan-to-value (LTV)
• E.g. US Dollar mortgage from only 2.35%
• For full details, call us, free, on: 0800 298 5136

While it is very tempting to only look at the cash flow benefits of low interest rate foreign currencies, it should not be the only consideration when assessing the suitability of a foreign currency mortgage facility. The effects of fluctuation in exchange rates should also be considered as these can directly affect the size of a borrower’s outstanding loan. If the chosen foreign currency weakens against the value of sterling, the value of the currency mortgage debt will be reduced. Equally, if the currency strengthens, then the sterling equivalent of the foreign currency mortgage will increase.

These specialised mortgage products are only available for clients with an annual income of £100,000 and a minimum mortgage of £250,000.

International Mortgages 4 You offers impartial information on a range of foreign currency mortgages so that you can decide which product suits your needs and individual circumstances. We have developed relationships with specialist banks who offer attractive and flexible arrangements to individuals looking for low interest mortgages in a foreign currency.

If you wish to speak to a foreign currency advisor call us, free, on: 0800 298 5136 or click here for a free online foreign currency mortgage quotation.

Currency Exchange

International Mortgages 4 You has developed a unique product which offers a highly effective and low cost payment solution for when you make payments overseas. This is an ideal solution for regular payments for a property abroad, such as mortgage payments, utility bills, and so on. Furthermore, the costs of using the IM4Y facility will show you substantial savings when compared to the costs you could obtain from your local bank.

If you wish to speak to a currency exchange advisor, call us, free, on: 0800 298 5136.

UK Mortgages

International Mortgages 4 You aims to bring you a wealth of information on every aspect of mortgages available to you from hundreds of UK lenders. Our information is specifically aimed at first time buyers, home movers, buy to let property investors and clients who simply want to switch their mortgage product to take advantage of the better deals available.

We are able to cater for most purchase scenarios - so if you are looking for the best right to buy mortgage, shared ownership mortgage, etc, you are already on the right track.

We will talk you through some of the very best deals available in the mortgage market today. The call will cost you nothing and we may be able to save you hundreds, perhaps thousands, of pounds.

If you wish to speak to an UK mortgage advisor, please call us, free, on: 0800 298 5136 or click here for a free online UK Mortgage quotation.

© PropertyIndex.com 2008 | Last Updated: 17 November 2008